Payment collection in Swift Galleries is connected to a Stripe account. Swift Galleries just has this payment processing built in, but we're really connecting transactions to Stripe. Stripe has their own rules about payment collection and payouts, but typically for the first ever payment you have to through Stripe, you may wait up to 7-10 business days for that payment to clear and be in the bank account you connected. After that first ever payment, you'll most likely get paid from Stripe every 2 business days. You will see the credit card processing fees have been taken out by Stripe.
You can find out all about Stripe's processing fees, payment schedules, and more on their website. You can also log into your Stripe account through the Stripe website if you ever need to do anything like refund a client.